Frequently Asked Questions (FAQs)



How do I apply?
You will need to complete a simple, online credit application. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

How much can I borrow?
You can borrow from £500, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject to the usual guarantee from your bank.

When can I start the treatment?
Immediately - as soon as the credit agreement has been signed.

What if I decide I don't want finance?
There is a statutory 'calling off' period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.

How much are the repayments?
Obviously this will depend on the amount you borrow and whether you pay a deposit.

With whom is the arrangement made (disclosure)?
David Vallance & Mark Shupac trading as David Vallance & Associates Failsworth is an Appointed Representative of Chrysalis Finance Limited, which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking www.Chrysalisfinance.com.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator below.


You have been introduced to this webpage by David Vallance & Mark Shupac trading as David Vallance & Associates Failsworth, which is an Introducer Appointed Representative of Chrysalis Finance Limited. David Vallance & Mark Shupac is a credit broker, not a lender. Chrysalis Finance Limited is authorised and regulated by the Financial Conduct Authority for credit broking and lending.